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NewYork, USA.
A down payment is a portion of the home's purchase price that you pay upfront when buying a property. It's typically a percentage of the total price, with 20% being a common benchmark.
Property value is influenced by location, condition, size, amenities, and current market conditions. Appraisers evaluate these factors to determine a property's market value.
Foreclosure is a legal process where a lender reclaims a property due to borrower default on mortgage payments, potentially leading to a public auction or property repossession.
A mortgage is a loan specifically for buying real estate. Borrowers repay the loan with interest over a specified period. The property itself serves as collateral.
A home inspection is crucial to identify any potential issues or defects in the property. It helps buyers make an informed decision and can be used to negotiate repairs or the sale price.
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